Your Gateway to
Self-Directed Business Financing

Explore real-world assets with short-term returns access Investment Opportunities in Business Financing through LNS.

Start Investing

Your Gateway to
Self-Directed Business
Financing

Explore real-world assets with short-term returns access Investment Opportunities in Business Financing through LNS.

Get Started

$30M+

Invested by our
growing investor
community

$75M+

Direct merchant
offers funded on
the platform

$10M+

Invested by LNS
users directly on
the platform

Achieve Scalable Income Growth with Direct Access to Business Financing.

Experience the benefits of self-directed business financing with LNS, where each opportunity is designed to deliver dependable returns, regardless of shifting economic tides.

LNS connects investors to a reliable pool of thoroughly vetted funders in the business financing space. By capping individual investment exposure at 5% per advance, and encouraging smart diversification across numerous small business funding providers, LNS ensures a secure, calculated investment process—offering investors consistent access to alternative investment solutions with the potential for attractive returns and reduced risk exposure across the board.

Flexible Funding Meets Focused Investing

LNS offers a self-directed business funding platform that supports flexible investment choices in small business financing—combining autonomy, diversification, and professional insight into curated business financing opportunities for smarter growth.

Start Seeing Returns Quickly

Begin receiving your share of returns in just a few days after your investment goes live.

A Balanced Approach
to Returns

LNS reduces individual exposure by spreading capital over multiple deals ideal for investors seeking reliable alternative financial service options.

Earn in Months, Not Years

With average advances spanning 3–12 months, you can see meaningful gains without a long-term lock-in.

Here's Why

What’s Driving the Demand for Alternatives.

Stricter credit rules since 2008 have marginalized smaller firms—those with under $5 million in revenue now struggle to secure traditional bank loans. A recent Bankrate article highlights that 22% of employer firms were completely denied business loans in the past year, while another 28% received only partial approval. This significant financing gap has pushed many businesses toward self-directed business financing solutions.

Traditional Lending Isn’t Keeping Up

Smaller businesses are fueling a $100B+ market shift.

Regulatory shifts and cautious lending practices have created major barriers for small business financing. Bank loans and SBA options often involve long wait times and high rejection rates. As a result, many companies are turning to Self-Directed Funding. For businesses unable to qualify for traditional loans or seeking faster solutions, this approach provides capital access without the downsides of revolving credit card debt or prolonged banking delays—making it increasingly popular in today’s financial environment.

Self-Directed Funding

Self-Directed Funding - Fast Funding, No Strings Attached

Unlike conventional loans, self-directed funding gives businesses access to capital based on sales performance, not credit scores. With typical terms between 3–12 months, it’s designed for agility and growth. Want to learn how this compares to other solutions? Check out our Business Funding Solutions page.

Investing in Funding Solutions

The S&P 500 has historically averaged an annual return of around 8% since 1957, as reported by Investopedia. However, the volatility of the stock market can make this relatively modest return feel unpredictable. Investing in business funding solutions has the potential to provide significantly higher returns, often with lower volatility. Until recently, this type of investment was primarily limited to accredited investors and hedge funds, involving high-risk, high-interest funding for various businesses.

For accredited investors, diversifying across multiple funders or portfolios was challenging. The main risk involved was relying on a single funding company's underwriting process and deal quality, with minimal transparency into their operations. As a result, the risk concentrated in one source could pose significant challenges for investors.

Funding Solution Risks

Investing in business funding solutions can carry significant risks, even for highly accredited investors, especially in uncertain economic climates. One major risk is that businesses receiving funding typically do not provide collateral, meaning if a business defaults, there is no protection for the investor's capital. Moreover, investments in this area have often been concentrated within a single funding company rather than diversified across multiple businesses, increasing the risk exposure.

Funding Solution Benefits

Investing in business funding solutions provides the unique advantage of directly supporting the growth of businesses, particularly smaller, local enterprises. There's intrinsic satisfaction in helping small businesses thrive, alongside the potential for strong returns. These funding solutions can offer returns that surpass those of traditional high-yield investment options in the public markets. By incorporating alternative investments into your portfolio, such as business funding, you can mitigate risk, as these investments tend to have low correlation with stock market fluctuations. Combining traditional investments with alternative business funding solutions can lead to a more diversified portfolio, potentially lowering volatility while improving overall returns.

Investment Platform Evolution

Advances in technology and increased access to information are reshaping the investment landscape, especially in the realm of alternative investments. New platforms are removing traditional barriers, making these opportunities more accessible and lowering costs for investors. With reduced minimum investment requirements, these platforms offer a more practical entry point for a wider range of investors. Platforms like LNS Capital Partners connect investors directly with funding companies, pooling resources for selected businesses. This model significantly reduces risk by limiting individual investments to 5% per company, allowing for broader diversification across hundreds of businesses. Unlike traditional investing models, these platforms give investors the ability to select specific companies, offering greater control and a more focused investment approach.

Invest Today

Invest on Your Terms with LNS Capital Partners

LNS matches accredited investors with opportunities that suit their risk level and preferences, including FICO scores and loan terms. After a quick application, risk assessment, and background check, investors can allocate funds and begin earning returns within days.

Frequently Asked Questions

You Asked, We Answered.

You can begin with a $25,000 investment on a 12-month term, earning 10% annually. Interest is paid monthly—no fees, and you choose whether to roll over or withdraw at the end.

LNS diversifies your funds across multiple vetted funding advances, limiting exposure to no more than 5% per deal. This reduces risk while maintaining strong returns.

Your funds help finance short-term advances to small businesses. As they repay, you earn consistent monthly interest.

Let’s Talk Opportunities

Looking to grow with self-directed business funding?
Reach out and see how our platform connects you to alternative, high-yield investments built for today’s market.